Checking Solutions
Convenient and Easy
Many of your daily financial tasks often center around your checking account. That’s why Grand.bank™ is focused on offering exceptional value with accounts packed with smart tools to help you manage your money easier. It’s time to put your money to work for you!
Have a question or want more information? Please give us a call today (601) 264-1467 or toll free (800) 300-1467. Our dedicated Customer Service Representatives are ready to assist you.
We Offer a Variety of Checking Accounts!
Explore our range of checking accounts, with no monthly service fees, variable account balances, and options that can earn you attractive interest rates! Contact us today at (601) 264-1467 or (800) 300-1467 to find the perfect account for you!
Simple Checking
- Enjoy the benefits of no minimum balance requirements.
- No monthly service fee.
- Only $50 to open.
- Optional Overdraft Privilege*
Grand Checking
- Ideal for customers who want to earn a GRAND rate of interest.
- Earn interest monthly.
- $500 minimum deposit to open.
- $7 monthly fee if the end-of-day posted balance drops below $500 on any day of a statement cycle. Fees could reduce earnings on your account.
Prestige Checking
- Available only to residents in MS, AL and LA.
- Earn a high rate of interest monthly while you still have access to your cash!
- Earn interest monthly.
- Only $100 to open and maintain $500 to earn interest.
- $5 monthly plan fee charged if balance drops below $100 any day of the statement period, regardless of the average balance. Fees could reduce earnings on your account.
All Grand.bank™ checking accounts come with:
- Online and Mobile Banking***
- Debit Card Management Tool
- Convenient Bill Pay
- Access to over 40,000 surcharge-free ATMs nationwide
- Credit Score Monitoring Tool
- Zelle®
- Fraud Alerts
- FDIC Insured
Your Grand.bank™ Mastercard® Debit Card Comes with More!
Enjoy peace of mind with ID Theft Protection, Extended Warranty, Zero Liability Protection, and more with your
Grand.bank™ Mastercard® Debit Card.
- Travel & Lifestyle Perks
- Enhanced Purchase Protections
- Exclusive Golf Experiences
- Online and Mobile Banking***
- Debit Card Management Tool
- Convenient Bill Pay
- Access to over 40,000 surcharge-free ATMs nationwide
- Credit Score Monitoring Tool
- Zelle
- Fraud alerts
- FDIC Insured
Get your paycheck up to TWO days early**
The magic of payday could happen up to two days earlier** –automatically– when you set up direct deposit.
No fee. Stop waiting!
Download Your Grand.bank™ Mobile App***
Bank conveniently from wherever you are by using your Grand.bank™ mobile app. Download it today!
You must first enroll in Online Banking with your account number to gain access to the Mobile App.
Safe and Sound
Grand.bank is a trademark of Grand Bank for Savings, FSB. Member FDIC. Therefore, your money is safe, and sound and your information is secure with Grand.bank™ for that extra peace of mind.
40,000 Surcharge-Free ATMS
Wherever you may roam, you can travel with ease knowing you have access to your money. Find MoneyPass ATMs near you.
Financial Guidance
Personalized lessons that help you learn how to get where you want to be.
Opening A Checking Account? Check This Out!
Learn How To Manage Your Income and Expenses
Create a Budget That Works For You
*Refer to https://grand.bank/overdraft/ for details.
**Grand.bank™ may make funds from an eligible incoming electronic direct deposit available for use up to two days before the scheduled payment date. Not all direct deposits are eligible. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Transaction limits and standard risk screening processes apply. Whether we make funds available early depends on when we receive the payor’s payment instructions, any limitations we set on the amount of early availability, and standard fraud prevention screening. Eligible direct deposits are limited to electronic direct deposits of your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services (e.g. Zelle®), check or mobile deposits, and other online transfers are not eligible. Sign-up may be required. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.
***Grand.bank™ does not charge a fee for our Mobile Banking App or Online Banking, however, third-party fees for internet, messaging, or data plans may apply. Contact your wireless service or internet provider for more details. Additional terms and conditions may apply.
See separate disclosures for each account listed in this brochure for current rate and fee information. Interest rates and fees are subject to change without prior notice. Please refer to our Funds Availability and Reg. E Disclosures for rules and regulations governing these accounts.
Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship:
The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities. Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB. What this means for you: When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver’s license or other identifying documents at any time.