Earn More With These Special Rates

Choose one or all accounts! 

At these rates you shouldn't wait!

These high yield accounts could maximize the return on your money so you save more!

Accounts available only to residents in Mississippi, Alabama and Louisiana.

Prestige Checking

4.75% APY
  • Earn a high rate of interest monthly while you still have access to your cash! (2),(3)
  • Only $100 to open and maintain $500 to earn interest. (2),(3)
  • Includes Online & Mobile* banking, access to over 40,000 ATMs nationwide, Notifi Real-Time Alerts, Card Management Tool, and more!
  • $5 monthly plan fee charged if balance drops below $100 any day of the statement period, regardless of the average balance. Fees could reduce earnings on your account.

12 Month CD / IRA

4.50% APY
  • Your interest rate is locked in.
  • $1,000 minimum to open. (1), (2)
  • Account automatically renews at maturity at the interest being paid on the renewal date. Penalty may be charged for early withdrawal. (1), (2)

To open an account open online or visit us at
204 Westover Drive, Hattiesburg MS 39402 (across from Miskelly’s Furniture)
Hours: Monday – Thursday 9 am – 4:30 pm and Friday 9 am – 5 pm.

How much could you earn with your CD?

Use our CD Calculator to find out! Just enter in a few pieces of information and it can calculate your earnings for you.

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FDIC Insurance Protection for deposits over $250,000

With the Insured Cash Sweep®, or ICS®, service and the CDARS® service, you can enjoy the peace of mind that comes with access to multi-million-dollar FDIC insurance.

1Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. APY is based on interest being paid out annually or at the end of the term. The APY will be less if interest is paid out or credited to another account. Rate applies to deposits from $1,000 to $1,000,000. Minimum average daily balance of $1,000 required to obtain the promotional APY.  12 month-CD APR is 4.50%.  Account withdrawals not allowed. Any withdrawal triggers account closure and penalties from 3-6 mos. interest depending on term, which will reduce earnings and principal. Account automatically renews at maturity at the interest being paid on the renewal date; no grace period. Rates are effective November 15, 2024, and subject to change without notice.

2Promotional APY applies only to new Certificate of Deposits, Individual Retirement Accounts, and Prestige Checking opened with at least 50% of the funds not previously on deposit at Grand.bank™ within the past 60 days.  This promotional rate is only transferrable at the sole discretion of Grand Bank for Savings, FSB.

3This is a variable APY for new personal Prestige Checking accounts indexed at least to the top end of the Federal Funds Target Rate Range, which rises and falls. As of 11.8/24 the top end was 4.75%. APR is 4.65%. The promotional period ends 3.31.25. A qualifying new account will earn the indexed interest rate monthly through at least 3.31.25. $100 minimum deposit to open. $5.00 monthly service plan fee charged if balance is $100.00 or less. A minimum of $500 must be maintained to earn interest. Interest is earned monthly. Rate effective 11.8.24 and subject to change without notice.

*Grand.bankâ„¢ does not charge a fee for our Mobile Banking App or Online Banking, however, third-party fees for internet, messaging, or data plans may apply. Contact your wireless service or internet provider for more details. Additional terms and conditions may apply.

Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship:
The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities.  Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB.  What this means for you:  When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you.  We may also ask to see your driver’s license or other identifying documents at any time.

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You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

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Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Warning!

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.