Home Loans
Our home loan options will help you make the right move
There are all kinds of homes and all kinds of home buyers, so it only makes sense that Grand Bank offers a variety of home loan options.
If you have questions about an existing or future home loan, please contact one of our home loan professionals below.
Our home lenders will help you make the right move.
Contact Your Home Lender
Call (800) 300-1467 for more details.
Grand Bank has a variety of in-house loan products that are perfectly designed to fit a large spectrum of customer needs.
• Asset Based Mortgage Program
Qualify with your assets, not income, plus tax returns are not required. You are able to keep your assets where they are appreciating.
• Bridge Loan Mortgage Program
Utilizing the equity in your current home, you’re able to buy a new home without having to wait to sell your current home. Your new home and current home loans are combined into one loan, which could save you hundreds of dollars every month.
• Cash Flow Mortgage Program
Ideal for self-employed buyers, this mortgage program requires 12 months of bank statements. Gift and business funds are accepted as a down payment.
• Lot loans in subdivisions with a recorded plat map.
• Acreage loans
• Light Commercial: Purchase or refinance of real estate for business purposes.*
• Light Commercial: Multiple single-family investment properties on one loan.*
*Considered on a case-by-case bases. Completed personal financial statement required.
Grand Bank is committed to helping people achieve the dream of homeownership. This is why we offer ITIN loan programs, which are great solutions for people with Individual Tax Identification Numbers (ITIN) who are looking to buy a new home. These loans do not require a social security number, just your ITIN Card (Individual Tax Identification Number).
We work with home buyers in all 50 states, so contact us today to see how we can make homeownership possible for you!
¿Hablas Español? Puedo ayudarte. Contact Fernando Garcia (601) 705-2381.
For more details, contact us at (800) 300-1467 or visit our website: sellmynotedirect.com
Financial Guidance
Have questions? Learn the basics about buying a home.
Understand the Home Buying Process
How Much Home Can I Afford? Home Affordability Calculator
Be Prepared! Home Loan Application Checklist
All loans require escrow of taxes, insurance, and other assessments. All loans are subject to credit approval. Rates & underwriting guidelines are subject to change without notice.
**Important Information About Procedures For Opening A New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account and each beneficial owner of an account. What this means for you: When you open a personal account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. When you open a business account, we will ask for certain business documents and identifying information of each business owner.