Privacy Policy
Facts
WHAT DOES GRAND BANK FOR SAVINGS, FSB DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
■ Social Security number and income
■ Account balances, transaction history, and payment history
■ Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Grand Bank for Savings, FSB chooses to share, and whether you can limit this sharing.
Reasons why we share your personal information
Reasons why we share your personal information
Can you limit sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes—
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes—
information about your transactions and experiences
Yes
No
For our affiliates’ everyday business purposes—
information about your creditworthiness
Yes
No
For affiliates to market to you
Yes
Yes
For non-affiliates to market to you
Yes
Yes
To limit our sharing
■ Call: (833) 887-2265
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Who are we
Who is providing this notice?
Grand Bank for Savings, FSB
What we do
How does Grand Bank for Savings, FSB protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Also, we only allow employees, authorized service providers and other parties as required or permitted by law to access your account.
How does Grand Bank for Savings, FSB collect my personal information?
We collect your personal information, for example, when you
■ Open an account or make a wire, electronic, or other funds transfer
■ Apply for a loan/financing or use account funds for transactions
■ Make account deposits or withdrawals
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
■ Sharing for affiliates’ everyday business purposes—information about your creditworthiness
■ Affiliates from using your information to market to you
■ Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit
sharing. See below for more on your rights under state law. Chosen limits apply
to all holders of the account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies:
Grand Financial Corporation, TransTitle Properties, Inc., and Continental Finance Company, LLC.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
■ Non-affiliates we share with can include customer/financial service agencies/vendors, credit reporting agencies, and third-party collectors.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
■ Our joint marketing partners can include financial services and payment processing companies.
Other important information
For Alaska, Illinois, Maryland, and North Dakota Customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing without your authorization.
For California Customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi, and New Jersey Customers. We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing without your authorization.
For Vermont Customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization.
For Nevada residents: We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by sending a request to Grand Bank for Savings, P.O. Box 16988, Hattiesburg, MS 39404-6988 or calling us at (833) 887-2265. In addition to our contact information, we are required by Nevada law to provide you with the following information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; 702-486-3132; BCPINFO@ag.state.nv.us.
Telephone Communications: All telephone communications with us or our authorized agents may be monitored or recorded.