Down Payment Help
Help with loan costs
Saving for a down payment can be one of the biggest obstacles to making your dream of home ownership come true.
Explore available options to support your down payment and closing costs, allowing you to maximize the potential of your savings. If you qualify for multiple programs, we can assist in finding the ideal combination tailored to your needs. Let us help you discover what works best for you.
Down Payment and Closing Cost Assistance Options:
Up to $20,000
In Down Payment &/or Closing Costs Assistance
The Homebuyer Equity Leverage Partnership (HELP) Down Payment Assistance Grant assists income-qualified, first-time home buyers with up to $20,000 down payment and/or closing costs assistance. These funds are provided in partnership with the Federal Home Loan Bank in Dallas. HELP funds are available until the funds are exhausted or until December 31, 2024. whichever comes first. Income and other restrictions apply.
Up to $10,000
In Down Payment & Closing Costs Assistance
Available through the MS Home Corporation, several loan and down payment assistance programs are available to purchase a home within the state of Mississippi. These programs range from $6,000 to $10,000. Income, property, and other restrictions may apply.
Home Loans With 100% Financing
Dream Easy Home Loan
Welcome to our 100% Dream Easy Home Loan™ – where owning your dream home in Forrest or Lamar County, MS is now within reach! Say goodbye to the hurdles of down payments, income limits, and mortgage insurance. Find Out More!
VA
This is a fixed-rate loan designed for qualified military veterans to buy a home with no down payment. VA loans offer competitive low interest rates, limited closing costs and no need for private mortgage insurance (PMI) which helps you save money every month.