Grand Advantage Roof Loan
Protect your home easily and affordably.
Need a new roof? Grand.bank’s® Grand Advantage Roof Loan offers homeowners in Forrest and Lamar Counties, MS flexible financing, competitive rates, and local support. Get started today and replace your damaged roof with confidence, ease, and affordability.
No Bank Loan Fees*
Why choose a Grand Advantage Roof Loan?
- Peace of Mind
- Borrow up to 100% LTV
- Quick Approvals
- No Hidden Costs*
- Predictable Payments
- Keep Your Current Low Rate Home Loan
- Flexible Financing
How does it work?
- Loan amount available from $2,500 to $25,000
- Low monthly payments
- Minimum credit score of 600
- Bank loan fees waived*
- Apply online or by calling our local lender
Frank L. Holifield II
Loan Originator & Acquisitions Specialist
601-450-0283
NMLS #546370
Email*: frank.holifield@grand.bank
Your Local Bank, Meeting Local Needs, Helping Neighbors Succeed.
FAQs
Yes. You can apply for a Grand Advantage Roof Loan even if you already have a mortgage on your home.
No. You can get started with your Grand Advantage Roof Loan application before choosing a contractor or getting a roofing estimate.
Yes. You can choose the licensed roofing contractor you want to complete your roof replacement.
Grand.bank pays the roofing contractor directly upon satisfactory inspection of completion.
Your Grand Advantage Roof Loan is separate from your current mortgage, so you can finance your roof without refinancing your existing home loan.
Yes. If your homeowners insurance claim is denied or partially covered, you may still be able to finance your roof replacement with a Grand Advantage Roof Loan of up to $25,000, subject to credit approval and eligibility requirements.
Yes. If your homeowners insurance only covers a portion of your roof replacement, a Grand Advantage Roof Loan can be used to help finance the remaining cost, subject to credit approval and eligibility requirements.
Yes. The roofing contractor you choose must be licensed and insured.
In most cases, only one roofing estimate is required. However, we recommend getting at least two estimates so you can compare your options before choosing a contractor.
You don’t need to provide any documents to get started with your application. Once we learn more about your project and determine the next steps, we’ll let you know what documentation is needed to move forward.
Voted Best Mortgage Division Two Years in a Row!
Two more reasons to choose us for your home loan.
We’ve been recognized for making homebuying easier, faster, and more personal. With our award-winning team, you’ll get expert guidance and local support — every step of the way.
*No bank loan fees will be assessed, but standard costs (appraisal, home inspection, etc.) may be incurred. Loan is secured by single-family, owner-occupied residential property. Property must be located in Forrest or Lamar Counties, MS. Homeowners insurance required. Eligibility requirements apply; loans are subject to credit approval and additional terms and conditions. Rates and underwriting guidelines are subject to change without notice. Contact a Grand.bank® mortgage loan originator for current details.
Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship:
The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities. Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB. What this means for you: When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see and/or photocopy your driver’s license or other identifying documents at any time.