Enjoy the buying power of the Grand.bank® Plus Mastercard®
- Initial credit limit up to $2,000
- 1% Cash Back on purchases
- Takes less than a minute to apply
Grand.bank® Plus Credit Card Features
Initial Credit Limit ranges from $300 to $2000
A Grand.bank® Plus Mastercard® with an initial credit limit that ranges from $300 to $2,000. Use your Grand.bank® Plus credit card at locations everywhere Mastercard® is accepted. Shopping, dining, even travel are all in your future with your new Grand.bank® Plus credit card. Your Grand.bank® Plus credit card account can help you build your credit history when you use your account responsibly. Account activity is reported monthly to all three major credit bureaus.
Earn Unlimited 1% Cash Back on Everyday Purchases
Make your everyday spending more rewarding with the Grand.bank® Plus Mastercard®. Earn unlimited 1% cash back on eligible purchases—from groceries and gas to dining and shopping—with no rotating categories to track. Your rewards are automatically applied as a statement credit each month, so you can enjoy cash back without the extra steps.
Click to see how cash back rewards work.
Enjoy Peace of Mind With Mastercard® Zero Liability Protection
With Mastercard® Zero Liability Protection you will not be held responsible for unauthorized charges on your Grand.bank® Plus credit card. With zero fraud liability you are only responsible for purchases that you make, so you can shop with confidence and know that your card activity is fully protected. Whether you’re shopping in a store, travelling abroad, or making online purchases you can be confident that your Grand.bank® Plus credit card account is protected.
Monthly Reporting to All Three Major Credit Bureaus
The Grand.bank® Plus credit can be used as a tool to help build or rebuild credit history. Grand Bank FSB®, issuer of the Grand.bank® Plus credit card, accepts applicants with less than perfect credit. As a servicer for the Grand.bank® Plus Mastercard credit card, Continental Finance will report your payments to the three major credit bureaus – TransUnion, Experian, Equifax.
Credit Tools and Resources
Online Account Management
Login to our Credit Card Online Account Management system to view statements, make credit card payments, check due
dates and more.
Identity Advantage
Access your credit score,
simulator, and alerts to
see how your choices
impact your score.
Included at no cost with
your Grand.bank® Credit
Card Account.
Credit Protection
Learn more about the
Credit Protection, an
optional program
available to all
Grand.bank® Credit
Card holders.
Cardholder Agreements
Existing Customers
Sample Agreements
M-142011 $2,500
M-142012 $3,000
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Privacy Policy & Privacy Notice
Detailed information
on Grand.bank®’s
Privacy Policy &
Privacy Notice.
Frequently Asked Questions
Who is Grand.bank®?
Founded in 1968, Grand.bank® has a long history of putting customers first by delivering innovative, affordable financial solutions tailored to their unique needs. With personalized service and a commitment to expanding access to financial success nationwide, Grand.bank® helps individuals and families build savings, achieve homeownership, and create stronger financial futures.
How do I apply for a Grand.bank® Plus Mastercard®?
Applying for a Grand.bank® Plus Mastercard® has never been easier. You can apply for a Grand.bank® Plus credit card right here on this website. We’ll ask for the following: your full name as it appears on your government documents, your Social Security number, date of birth, and physical address. A P.O. Box won’t work. This is pretty standard for any major credit card application, so nothing out of the ordinary here.
We need this information for two reasons:
- Identity verification. Federal law requires us to verify the identity of everyone who opens a Grand.bank® card account. We’re simply meeting that requirement.
- Credit decisioning. We use details like your Social Security number to pull your credit bureau data. We combine that with other information, like your monthly income, to process your application.
How long does it take to make a decision about my application?
In most cases, we will provide an instant decision. However, in some cases we need to collect additional information to make a decision on your Grand.bank® Plus credit card application which could take up to 30 days.
When will I receive my new credit card?
After you apply for credit and are approved it is a very fast process to get your brand new credit card. If you’re approved, your new Grand.bank® Plus credit card and welcome materials containing important Grand.bank® card info will be mailed within (3) business days.
How do I activate my new Grand.bank® Plus Mastercard®?
You can activate new and reissued cards online or over the phone. To activate online, go to the website on the back of your card and select the Activate Now button. To activate over the phone, call from the phone number that you provided on your application to the toll-free activation number printed on the sticker affixed to your new card within 30 days of receiving your card in the mail.
Can I manage my new Grand.bank® card account online?
Yes. You will be able to enroll in our Credit Card Online Account Management to do all of the following actions with your Grand.bank® Plus card and more:
- Make a Grand.bank® credit card payment
- Enroll to receive online statements for your Grand.bank® Plus credit card
- View recent credit card transactions
- View previous credit card statements
- View credit card payment history
- View your balance and other important Grand.bank® credit card info
To do so you simply need to sign up and get your Grand.bank® login information. Then you can access your Grand.bank® credit card info anytime 24 hours per day, 7 days per week.
©2026 Grand Bank for Savings, FSB. All Rights Reserved.
Grand.bank® Plus Credit Card is issued by Grand Bank for Savings, FSB, pursuant to a license from Mastercard® International.
Credit card issued by Grand Bank for Savings, FSB (Grand.bank®), Member FDIC. The credit card is not a deposit and is not FDIC-insured. Credit card servicing provided by Continental Finance Company, LLC, an affiliate of Grand Bank for Savings, FSB.
All trademarks not belonging to Grand.bank® or Grand Bank for Savings, FSB are the property of their respective owners.
Lost or Stolen Card? Call 1-833-817-3433
Have a Question? Call Cardholder Services at 1-833-421-7263