Checking Solutions

Convenient and Easy

Many of your daily financial tasks often center around your checking account. That’s why Grand.bank® is focused on offering exceptional value with accounts packed with smart tools to help you manage your money easier. It’s time to put your money to work for you!

Have a question or want more information? Please give us a call today (601) 264-1467 or  toll free (800) 300-1467. Our dedicated Customer Service Representatives are ready to assist you. 

We Offer a Variety of Checking Accounts!

Explore our range of checking accounts, with no monthly service fees, variable account balances, and options that can earn you attractive interest rates! Contact us today at (601) 264-1467 or (800) 300-1467 to find the perfect account for you!

Basic
Checking

  • Only $50 to open.
  • No minimum balance requirements.
  • No overdraft fees for NSF or uncollected fees.
  • Available only to residents in MS
  • Ways to Avoid the Monthly Maintenance Fee
    $5 monthly maintenance fee waived if you maintain direct deposit or conduct 5 monthly debit card transactions

Simple
Checking

  • Enjoy the benefits of no minimum balance requirements.
  • Only $50 to open.
  • Optional Overdraft Options*
  • No monthly service fee.
  • Available only to residents in MS

Premier
Checking

4.00% APY
  • Available only to residents in MS
  • Only $50 to open, $1,000 to earn the promotional rate.1, 2
  • Earn interest monthly.
  • $20 monthly service fee will be waived as long as you maintain a minimum daily balance of $1,000 or more through the monthly statement period

All Grand.bank® Checking Accounts Come With:

Your Grand.bank® Mastercard® Debit Card Comes With More!

Enjoy peace of mind with ID Theft Protection, Extended Warranty, Zero Liability Protection, and more with your
Grand.bank® Mastercard® Enhanced Debit Card or Grand.bank® Mastercard® World Debit Card (depending on your account).

    • Travel & Lifestyle Perks
    • Enhanced Purchase Protections
    • Exclusive Golf Experiences
  • Online and Mobile Banking***
  • Debit Card Management Tool
  • Convenient Bill Pay
  • Access to over 40,000 surcharge-free ATMs nationwide
  • Credit Score Monitoring Tool
  • Zelle
  • Fraud alerts
  • FDIC Insured
GetPaidFPO

Get Your Paycheck Up To TWO Days Early**

The magic of payday could happen up to two days earlier** –automatically– when you set up direct deposit.

No fee. Stop waiting!

Download Your Grand.bank® Mobile App***

Bank conveniently from wherever you are by using your Grand.bank® mobile app. Download it today!
You must first enroll in Online Banking with your account number to gain access to the Mobile App.

Safe and Sound

Grand.bank is a registered trademark of Grand Bank for Savings, FSB. Member FDIC. Therefore, your money is safe, and sound and your information is secure with Grand.bank® for that extra peace of mind.

Secure Money Icon
MoneyPass Image

40,000 Surcharge-Free ATMS

Wherever you may roam, you can travel with ease knowing you have access to your money. Find MoneyPass ATMs near you.

Financial Guidance

Personalized lessons that help you learn how to get where you want to be.

Opening A Checking Account? Check This Out!

Learn How To Manage Your Income and Expenses

Create a Budget That Works For You

*Refer to https://grand.bank/overdraft for details.

**Grand.bank® may make funds from an eligible incoming electronic direct deposit available for use up to two days before the scheduled payment date. Not all direct deposits are eligible. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Transaction limits and standard risk screening processes apply.  Whether we make funds available early depends on when we receive the payor’s payment instructions, any limitations we set on the amount of early availability, and standard fraud prevention screening. Eligible direct deposits are limited to electronic direct deposits of your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services (e.g. Zelle®), check or mobile deposits, and other online transfers are not eligible. Sign-up may be required. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

***Grand.bank® does not charge a fee for our Mobile Banking App or Online Banking, however, third-party fees for internet, messaging, or data plans may apply. Contact your wireless service or internet provider for more details. Additional terms and conditions may apply.

See separate disclosures for each account listed in this brochure for current rate and fee information. Interest rates and fees are subject to change without prior notice. Please refer to our Funds Availability and Reg. E Disclosures for rules and regulations governing these accounts.

1Promotional APY applies only to new Certificate of Deposits, Individual Retirement Accounts, and Premier Checking opened with at least 50% of the funds not previously on deposit at Grand.bank® within the past 60 days. This promotional rate is only transferrable at the sole discretion of Grand Bank for Savings, FSB.

2This is a variable APY of 4.00% is for new personal Premier Checking accounts $50 minimum deposit to open. $20.00 monthly service plan fee charged if balance is $1,000.00 or less. A minimum of $1,000 must be maintained to earn interest. Interest is earned monthly. Rate effective 10.1.25 and subject to change without notice.

Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship:

The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities.  Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB.  What this means for you:  When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see and/or photocopy your driver’s license or other identifying documents at any time.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

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Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Warning!

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.