Round-Up Savings
Save money the easy way
Save money the easy way and choose Round-Up Savings!
Choose to round-up your Grand.bank™ Debit Card purchases to the next dollar and transfer the difference into your Grand.bank™ savings or money market account automatically each time you make a purchase.
How does Round-Up work?
Let’s say you spend $9.51 at the store using your Grand.bank™ Debit Card. Later that night, the system sends $9.51 to the store from your checking account and transfers $0.49 into your Grand.bank™ savings account. Your checking account statement will show two separate transactions totaling $10. It’s like using a $10 bill at the store and then throwing the change into a jar when you get home.
The round-up “change” from your transactions accumulates during the day and then posts to your Grand.bank™ savings “jar” the next day.
How do I enroll?
Just stop by the bank in person or call us at (800) 300-1467 to speak to a Customer Service Representative, and they will help you get started today! Online and mobile enrollment are not yet available.
What if my checking account balance is getting low?
The Round-Up program knows to not round-up if your checking account balance is zero or negative or will become zero or negative as a result of the round-up.
Limitations: The Round-Up Savings program is limited to Grand.bank™ Debit Card purchases, and Round-Up amounts can only be deposited into a Grand.bank™ Emergency Fund, Simple Savings or Money Market account. ATM transactions are excluded. To stop your Round-Up Savings program, simply call us at 800-300-1467 during business hours.
Call us at (800) 300-1467 or (601) 264-1467 to get started today!
What is Round-Up Savings?
You can choose to round-up your Grand.bank™ Debit Card purchases to the next dollar and transfer the difference into your Grand.bank™ Emergency Fund, Savings or Money Market account automatically each time you make a purchase.
How do you enroll?
Just stop by the bank in person at 204 Westover Drive, Hattiesburg, MS or call us at (601) 264-1467 to speak to a Customer Service Representative, and they will help you get started today! Online and mobile enrollment are not yet available.
How do you stop your enrollment in Round-Up Savings?
To stop your Round-Up Savings program, simply call Grand.bank™ at (601) 264-1467 Monday-Thursday, excl. holidays, from 9:00 a.m. – 4:30 p.m., 5:00 p.m. Friday CST.
Is there a fee for Round-Up?
Round-Up Savings is available at no additional cost to Grand.bank ™customers with checking and savings accounts.
To enroll in Online Banking click here to get started.
Download our Grand Bank app:
Can a customer link multiple savings accounts to Round-Up?
No, only one designated savings account can be linked to one checking account.
How will I see the transactions on my statement or alerts?
It will show as two separate transactions, one for the purchase and one for the deposit to savings.
If I have more than one checking account, can they all be set up for Round-Up?
Yes, each checking account can be enrolled but only if there is a separate debit card for each account.
What Grand.bank™ savings accounts are eligible to be linked to Round-Up?
All Grand.bank™ savings and Money Market accounts are eligible. All savings accounts except CDs.
What if my checking account balance is getting low?
The Round-Up program knows not to round-up if your checking account balance is zero or negative or will become zero or negative as a result of the round-up.
Are ATM transactions included in the daily round-up?
No, ATM transactions are excluded.
Does it matter if it is a debit or credit when purchasing with your Grand.bank™ debit card?
No. A round-up will occur whether you enter your personal identification number (PIN) or sign for a purchase.
After enrollment, when will the money transfer from the checking to the designated savings begin?
Round-ups can begin any time between the day of enrollment through the next business day.
Can the Round-Up be deposited int a non-Grand.bank account?
No, the Round-Up Savings program is limited to Grand.bank™ Debit Card purchases, and Round-Up amounts can only be deposited into a Grand.bank™ Simple Savings or Money Market account.
I made a purchase, but the Round-Up hasn't occurred yet, why is that?
Once a purchase has been posted to the account, the round-up will occur by the end of business the following day.
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Grand.bank™ does not charge a fee for our Mobile Banking App or Online Banking, however, third-party fees for internet, messaging, or data plans may apply. Contact your wireless service or internet provider for more details. Additional terms and conditions may apply.
Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship:
The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities. Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB. What this means for you: When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver’s license or other identifying documents at any time.