Home Loans
Our home loan options will help you make the right move
There are all kinds of homes and all kinds of home buyers, so it only makes sense that Grand.bank® offers a variety of home loan options.
If you have questions about an existing or future home loan, please contact one of our home loan professionals below.
Whether you’re buying locally or anywhere across the 50 states, our home lenders will help you make the right move.
Contact Your Home Lender
Shakita Lofton
Loan Originator
601-475-2805
NMLS #1294824
Akwete Muhammad
Community Development Officer 601-475-2806 NMLS #2634732
Sean Little
Vice President - Mortgage Operations
601-705-2422
NMLS #793146
Email*: sean.little@grand.bank
Call (800) 300-1467 for more details.
Voted Best Mortgage Division Two Years in a Row!
Two more reasons to choose us for your home loan.
We’ve been recognized for making homebuying easier, faster, and more personal. With our award-winning team, you’ll get expert guidance and local support — every step of the way.
Your dream home in Forrest or Lamar County, MS is now within reach! Welcome to your Dream Easy Home Loan with 100% financing! Say NO to down payments, NO private mortgage insurance (PMI), and NO to loan income limits! Wave goodbye to extra expenses and say “YES” to homeownership! (Subject to restrictions and guidelines.) Find Out More!
Grand.bank® has a variety of in-house loan products that are perfectly designed to fit a large spectrum of customer needs. Flexible down payment options are available.
• Asset Based Mortgage Program
Qualify with your assets, not income, plus tax returns are not required. You are able to keep your assets where they are appreciating.
• Bridge Loan Mortgage Program
Utilizing the equity in your current home, you’re able to buy a new home without having to wait to sell your current home. Your new home and current home loans are combined into one loan, which could save you hundreds of dollars every month.
• Lot loans in subdivisions with a recorded plat map.
• Acreage loans
• Light Commercial: Purchase or refinance of real estate for business purposes.*
• Light Commercial: Multiple single-family investment properties on one loan.*
*Considered on a case-by-case bases. Completed personal financial statement required.
Saving for a down payment can be one of the biggest obstacles to making your dream of home ownership come true. Discover options available that could provide assistance with your down payment and closing costs, allowing you to maximize the potential of your savings. Visit: Down Payment Help – Grand Bank
Forrest or Lamar County Homeowners can Protect Their Home — Easily and Affordably
With a Grand Advantage Roof Loan, you could get up to $25,000 in as little as 14 days — with no bank loan fees.
Get the funds you need to repair or replace your roof and protect what matters most. Learn more: grand.bank/roof/
Grand.bank® is committed to helping people achieve the dream of homeownership. This is why we offer ITIN loan programs, which are great solutions for people with Individual Tax Identification Numbers (ITIN) who are looking to buy a new home. These loans do not require a social security number, just your ITIN Card (Individual Tax Identification Number). These loans offer flexible down payment options.
We work with home buyers in all 50 states, so contact us today to see how we can make homeownership possible for you!
¿Hablas Español? Puedo ayudarte. Contact Fernando Garcia (601) 705-2381.
Purchase a new home without waiting to sell your current home. Consolidate both loans into a single Bridge loan with interest-only payments. This could bring significant savings!
In most cases, no down payment required as the equity in current home may serve as a down payment.
Get the extra cash you need in as little as 14 days, by utilizing the equity in your home. No down payment required because these loans serve as 2nd liens. Learn more!
For more details, contact us at (800) 300-1467 or visit our website: sellmynotedirect.com.
Financial Guidance
Have questions? Learn the basics about buying a home.
Understand the Home Buying Process
How Much Home Can I Afford? Home Affordability Calculator
Be Prepared! Home Loan Application Checklist
*For your protection, do not email personal information such as social security or account numbers. By providing your email you consent to receive business communications regarding your inquiry from Grand.bank®.
See separate disclosures for each loan listed in this brochure for more details. Loans may require escrow of taxes, insurance, and other assessments. All loans are subject to credit approval. Subject to additional terms and conditions. Rates & underwriting guidelines are subject to change without notice. Income and location restrictions may apply to some loan programs. Contact a Grand.bank® home lender for current details.
Grand.bank® does not charge a fee for our Mobile Banking App or Online Banking, however, third-party fees for internet, messaging, or data plans may apply. Contact your wireless service or internet provider for more details. Additional terms and conditions may apply.
Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship:
The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities. Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB. What this means for you: When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see and/or photocopy your driver’s license or other identifying documents at any time.