¹Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. APY is based on interest being paid out annually or at the end of the term. The APY will be less if interest is paid out or credited to another account. Rate applies to deposits from $1,000 to $1,000,000. Minimum average daily balance of $1,000 required to obtain the promotional APY.  12 month-CD APR is 4.50%.  Account withdrawals not allowed. Any withdrawal triggers account closure and penalties from 3-6 mos. interest depending on term, which will reduce earnings and principal. Account automatically renews at maturity at the interest being paid on the renewal date; no grace period. Rates are effective November 15, 2024, and subject to change without notice.

²Promotional APY applies only to new Certificate of Deposits, Individual Retirement Accounts, and Prestige Checking opened with at least 50% of the funds not previously on deposit at Grand Bank within the past 60 days.  This promotional rate is only transferrable at the sole discretion of Grand Bank for Savings, FSB.

³This is a variable APY for new personal Prestige Checking accounts indexed at least to the top end of the Federal Funds Target Rate Range, which rises and falls. As of 11.8/24 the top end was 4.75%. APR is 4.65%. The promotional period ends 3.31.25. A qualifying new account will earn the indexed interest rate monthly through at least 3.31.25. $100 minimum deposit to open. $5.00 monthly service plan fee charged if balance is $100.00 or less. A minimum of $500 must be maintained to earn interest. Interest is earned monthly. Rate effective 11.8.24 and subject to change without notice.

*Grand Bank does not charge a fee for our Mobile Banking App or Online Banking, however, third-party fees for internet, messaging, or data plans may apply. Contact your wireless service or internet provider for more details. Additional terms and conditions may apply. 

Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship:
The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities.  Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB.  What this means for you:  When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you.  We may also ask to see your driver’s license or other identifying documents at any time.