Receive your money in as little as 14 days!
- Enjoy a lower interest rate compared to alternatives like personal loans or credit cards.
- Perfect for those seeking on-demand cash for variable expenses and emergencies.
- Possible tax advantages; consult a tax advisor.**
- Take that vacation you deserve.
Ways To Use Your Extra Cash
Home Improvement
Looking to remodel your kitchen or build an outdoor living area? A HELOC might be a great option.
College Tuition
Use HELOC to pay for your college expenses or your child’s.
Debt Consolidation
You could save money by using a HELOC to consolidate higher cost debt, such as credit cards or student loans.
Major Expenses
A HELOC may be a smart way to cover major expenses, such as home improvements, college tuition, or other large purchases.
Keep Your Current Low-Rate Home Loan
No Closing Costs - No Appraisal Fees
How much cash could you get with a HELOC?
Use the Banzai HELOC calculator to help you estimate how much you could be approved for. But remember, this is only an estimate, give us a call for a personalized quote.
* Property must be located in Forrest or Lamar Counties, MS to be qualified for the introductory rate. Introductory rate of 6.49% APR is effective for the first 12 months of the loan. After 12 months the HELOC APR is based on the Wall Streed Journal prime rate (8.00% as of 9/19/2024), plus or minus a margin. HELOC APR will never be more than 14.00% or less than 6.00%. Your APR will be based on several factors including: credit score, credit history, loan-to-value (LTV) ratio; escrow of taxes, insurance, and other assessments. **Grand.bank and its representatives do not provide tax or legal advice; please consult your tax and/or legal advisor(s) regarding the deductibility of interest.
Note: Grand.bank, Grand Bank, and the Grand.bank logo are trademarks of Grand Bank for Savings, FSB. All home lending products are subject to credit and property approval, documentation, collateral, and other requirements. Loans may require escrow of taxes, insurance, and other assessments. HELOCs are only for primary residences and must be a ln on the home. Existing (outstanding) mortgage balances plus the credit limit of HELOC cannot exceed 95% of the fair market value of your home. Advertised rates, program terms, and conditions are subject to change without notice. Contact a Grand.bank Mortgage Loan Originator for current details.
Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship:
The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities. Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB. What this means for you: When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver’s license or other identifying documents at any time.