Our Impact
Dedicated to Making a Difference
Our Impact
At Grand Bank for Savings, F.S.B. (Grand.bank®), our mission is clear: to enhance the financial well-being of more than one million members of underserved and historically underrepresented communities nationwide by 2030. We are dedicated to breaking the cycles of harmful debt, fostering savings growth, promoting homeownership, and empowering individuals and families to build generational wealth.
We believe that everyone deserves access to financial opportunities that can transform their lives and future. With innovative solutions and a customer-first mindset, we aim to create meaningful change, one step at a time.
When you choose Grand Bank, your funds don’t just earn competitive interest rates—they’re reinvested in impactful projects that make a difference. From opening the door to homeownership to providing financial tools and education, we’re dedicated to strengthening the financial lives of our neighbors.
Our Core Areas
Giving Back to Our Communities
Our Giving Back Program reflects our commitment to fostering generosity and engagement by partnering with communities and nonprofits. Our support goes beyond financial contributions—our associates roll up their sleeves and volunteer their time, supported by our corporate PTO Match program, which offers extra paid time off for volunteer work. Together, we create “GRAND” moments and inspire meaningful change. #grandbankgivingback
During 2023-2025:
544
volunteer hours were contributed during over 67 unique volunteer events
66%
of our associates engaged in volunteering
$60,667
donated to nonprofits from
Grand Bank and our associates
Appreciate the Kind Gesture
“This wonderful staff came to bless our residents at Bedford Care of Hattiesburg. They delivered beautiful roses, valentine cards, and beautiful smiles. I appreciated such a kind gesture. Thank you for your willingness to make this happen.
Ingrid Carney
Activity Director
Homeownership
Owning a home is more than just having a stable place to live, it’s key to laying the foundations of building generational wealth. We are dedicated to promoting homeownership and empowering families to achieve that American dream.
During 2023-2025:
$139,447,440
in total home loans nationwide to promote homeownership and improve financial wellbeing (for example: down payment assistance, government loans, non-conforming loans, etc.)
$43,122,616
of our total loan volume was given to borrowers in low-to-moderate income communities promoting homeownership and improving financial well-being.
5
new loan programs were introduced to help overcome common hurdles like down payment, common costs of buying, and credit score requirements
My Journey Was Smooth Sailing
“From the beginning when I decided to embark on this of becoming a new home owner, Home Loan Originator Shakita Lofton, was there to help guide me and that’s what made my journey smooth sailing. I TRULY recommend reaching out to Shakita because she is the sweetest.”
Jackie R.
Financial Education
We don’t just throw dollars at problems; we connect, collaborate, and work within our communities to provide greater access to financial education and resources. This approach not only enriches lives but also empowers individuals with the knowledge to improve their economic circumstances.
During 2023-2025:
33,803
free financial education resources were provided
10
free homebuyer education programs have been provided to the public
3,451
youth engaged in financial education sessions covering budgeting, savings, and planning for their future
Community Reinvestment Act (CRA)
Under CRA, Grand.bank® is committed to helping address the needs of the communities that we serve. Our CRA efforts will continue to focus on where we can best align our resources and, along with our community partners, address some of the most important economic development issues in the communities we serve.