Choose Local.
Experience the local difference
Switching Accounts Anyway?
Let it be Your Choice.
Choose Local.
Your money, your choice. Switch to a local bank that you can count on, choose Grand.bank®.
Bank On Certified (Basic) Checking
- Only $50 to open.
- No minimum balance requirements.
- No overdraft fees for NSF or uncollected fees.
- $200 bonus applies only to new checking customers.1
Ways to Avoid the Monthly Maintenance Fee
$5 monthly maintenance fee waived if you maintain direct deposit or conduct 5 monthly debit card transactions
Simple
Checking
- Enjoy the benefits of no minimum balance requirements.
- Only $50 to open.
- Optional Overdraft Options*
- No monthly service fee.
- Available only to residents in MS.
- $200 bonus applies only to new checking customers.1
Premier Checking
4.00% APY2
- Available only to residents in MS.
- New money required.
- Only $50 to open, $1,000 to earn the promotional rate.2
- Earn interest monthly.
- $20 monthly maintenance fee will be waived as long as you maintain a minimum daily balance of $1,000 or more through each monthly statement period.
$200
It Pays to Choose Local.
Switch now and you could earn up to $200 bonus1 when you choose a Simple Checking or Bank On Certified (Basic) Checking account and meet the requirements.
Offer ends: July 30, 2026.
Bonus available to customers 18 years or older.
- Earn $100 when you make 5 debit card transactions monthly within 60 days1
- Get another $100 by adding a qualifying direct deposit or monthly external transfer for a minimum of $1,000 per month.1
Easy Ways to Open Your Account:
Open Online or Visit us at 204 Westover Drive, Hattiesburg (next to Miskelly’s)
Get More With Your New Account
40,000 +/- surcharge-free ATMs nationwide
Zelle®3Pay friends and family
Banking With An Impact
Community is at the heart of everything we do. Through our Giving Back Program, we partner with local organizations and nonprofits to support meaningful community engagement and encourage associates to volunteer for the causes they care about most. Together, we’re creating lasting positive impact in the communities we serve.
Learn more about how we’re making a difference in the communities we serve visit: Our Impact.
What People are Saying about Grand.bank®
Safe and Sound
Grand.bank® is a registered trademark of Grand Bank for Savings, FSB. Member FDIC. Therefore, your money is safe, and sound and your information is secure with Grand.bank® for that extra peace of mind.
®*Refer to https://grand.bank/overdraft for details.
11After opening a new checking account, complete 5 debit card transactions within 60 days to earn a $100 bonus. To earn an additional $100 bonus, set up a qualifying direct deposit or recurring ACH transfer totaling at least $1,000 per month. Bonuses will be deposited into your checking account within 75 days after qualifying requirements are met. A qualifying direct deposit is a recurring electronic payment, such as payroll, pension, Social Security, or other government benefits, made by an employer or external agency. Your account must remain open, in good standing, and maintain a positive balance at the time the bonus is credited, or the bonus will be forfeited. Limit one bonus per person/account. Offer available to customers age 18 or older. Offer subject to change and may be reported for tax purposes; consult your tax advisor. Grand.bank® employees are not eligible. See separate account disclosures for current fee information. Fees are subject to change without notice.
2This is a variable APY of 4.00% is for new personal Premier Checking accounts $50 minimum deposit to open with at least 50% of the funds not previously on deposit at Grand.bank® within the past 60 days. $20.00 monthly service plan fee charged if balance is $1,000.00 or less. A minimum of $1,000 must be maintained to earn interest. Interest is earned monthly. Rate effective 5.11.26 and subject to change without notice.
3To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. Payment requests cannot be sent to an unenrolled U.S. mobile phone number or email address. Zelle® should only be used to send or receive money with people you know and trust. Before using Zelle® to send money, you should confirm the recipient’s email address or U.S. mobile phone number. Neither Grand.bank® nor Zelle® offers a protection program for authorized payments made with Zelle®. Zelle® is available to almost anyone with a bank account in the U.S. See the Grand.bank® Zelle® Terms of Use. For additional terms and conditions. Use of Zelle® is subject to and conditional upon adherence to the terms and conditions of the Grand.bank® Zelle® Terms of Use. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
4Some tools require separate set up. Messaging/data plans may apply. Contact your wireless service or internet provider for more details.
5Eligible direct deposits may be available up to two days early. Timing and availability are not guaranteed and may vary. Applies to payroll, pension, and government benefits only. Other deposits (e.g., Zelle®, checks, transfers) are not eligible.
See separate disclosures for each account listed above for current rate and fee information. Interest rates and fees are subject to change without prior notice. Please refer to our Funds Availability and Reg. E Disclosures for rules and regulations governing these accounts. These are disclosures are provided as part of the account opening process.
Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship:
The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities. Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB. What this means for you: When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see and/or photocopy your driver’s license or other identifying documents at any time.