100% Dream Easy Home Loan
Buying a home just got easier!
Welcome to our 100% Dream Easy Home Loan™ – where owning your dream home in Forrest or Lamar County, MS is now within reach!
Say goodbye to the hurdles of down payments, income limits, and mortgage insurance. With our 100% home loan financing, you can step into homeownership with confidence.*
100%
Dream Easy
Home Loan*™
NO Down Payment
We understand that saving for a down payment can be a significant barrier to homeownership. Our Dream Easy Home Loan™ eliminates that barrier and need for a down payment.
NO Income Limits
Our Dream Easy Home Loan™ is ideal for first-time home buyers wanting to purchase a home within Forrest or Lamar Counties, MS, regardless of their income limits.
No Mortgage Insurance
Enjoy the peace of mind knowing that you won't be burdened with additional monthly mortgage insurance costs (PMI).
YES To Owning A Home
You deserve the opportunity to own your own home. Take the leap and get started today to unlock the door to your future.
Contact Shakita Lofton to See How This Program May Work for You!
Financial Guidance
Have questions? Learn the basics about buying a home.
Making a Down Payment
All About Escrow Accounts
Benefits for Veterans
*For primary residence home buyers in Forrest or Lamar Counties, MS. Purchase or Construction-to-Perm financing. Adjustable and fixed rates available. 1% of sales price contribution for closing costs required. All loans subject to standard underwriting and ability to repay approval. Other restrictions, charges, and fees may apply and subject to change. See separate disclosures for each loan listed here for more details. Loans may require escrow of taxes, insurance, and other assessments. All loans are subject to credit approval. Rates & underwriting guidelines are subject to change without notice. Income and location restrictions may apply to some loan programs. Contact a Grand.bank home lender for current details.
Grand Bank does not charge a fee for our Mobile Banking App or Online Banking, however, third-party fees for internet, messaging, or data plans may apply. Contact your wireless service or internet provider for more details. Additional terms and conditions may apply.
Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship:
The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities. Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB. What this means for you: When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver’s license or other identifying documents at any time.