heloc-199-header2-2026

Reach Your Goals
Limited-Time HELOC Offer

1.99% APR* introductory fixed rate for the first 6 months
(variable rate as low as 6.00% APR* thereafter)

Property must be located in Forrest or Lamar Counties, MS
Maximum loan amount $150,000*

Our-Impact4

Our Impact

Dedicated to strengthening the
financial lives of our neighbors.

YOUR RELIABLE PARTNER

Grand.bank® is proud of the feedback from our customers. We are passionate about creating solutions that support you in living financially healthier lives and improving your relationship with money. From retirement savings to first-time home buying, we’re here to walk with you every step of the way.

Posted on Google Google
Erubiel S
September 15, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
We started working with Fernando Garcia on the mortgage loan process in 2025. He gave us tips to improve our credit score and practically guided us through the process until we finalized the loan in August 2026. Excellent work, quick and concise answers. Thank you, Fernando Garcia.

(Translated by Google, see original)
Posted on Google Google
Brady R
September 10, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Great experience and easy to work with!
Posted on Google Google
Shane N
September 10, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Ever one was always prompt and doing what they said they would do. All in all it was a very pleasant experience
Posted on Google Google
Russell K
September 2, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Best bank I have ever used in all my 86 years!!!
Posted on Google Google
Kevin K
August 17, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Michael and Grand Bank were excellent partners for my refinance. Michael was responsive, understood my objectives, kept me updated and informed throughout the process and has a strong back office supporting him. Thanks again for everything! K
Posted on Google Google
Yuri M
August 13, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Jermaine was pleasant to work with. Very kind young man.
Posted on Google Google
Margie L
August 4, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Went in to get help with my app. Casey was an awesome help!
Posted on Google Google
Johnny T
July 8, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent face to face interactions at the main office. Website works easy. Glad you are here !
Posted on Google Google
Angela V
June 3, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I am so grateful for your help and services, especially Fernando García for his help and patience. I 100% recommend Grandbank. God bless you 🙏

(Translated by Google, see original)
Posted on Google Google
Christy A
May 21, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Sara has made the process to get our building loan smoothly. Her knowledge about the process has been amazing! She is the go to for all of our needs in the future!
Grand Bank credit score dashboard shown on a smartphone.

Ready to build credit

No credit? Need to build credit? No problem.

Credit Builder Plan is a secured loan and savings account designed to help build credit with on-time payments while giving you access to your savings over time – so you can plan for what’s next!

Your money on the go

Create savings goals, check your credit score, send money with Zelle®, set up activity alerts, and it’s all at your fingertips through Grand.bank’s® Mobile App.* You must first enroll in Online Banking with your account number to gain access to the Mobile App.

Mobile App Image

Download it today!

Mobile App Image

More Than Banking. A Mission in Action.

At Grand.bank®, our mission isn’t just something we talk about—it’s something we live every day.

Our #GrandBankGivingBack initiative brings our mission to life by empowering associates to volunteer, support local nonprofits, expand financial education, and strengthen the communities we proudly serve. Together, we’re creating opportunities, building stronger communities, and helping people achieve brighter financial futures.

Sitting By Beach
Sitting By Beach

Your money works for you

  • Earn competitive interest rates.
  • CDs, Money Markets, savings options to fit your budget.

Safe and sound

Grand.bank is a registered trademark of Grand Bank for Savings, FSB. Member FDIC. Therefore, your money is safe, and sound and your information is secure with Grand.bank® for that extra peace of mind.

Secure Money Icon
MoneyPass Image

40,000 surcharge-free ATMS

Wherever you may roam, you can travel with ease knowing you have access to your money. Find MoneyPass ATMs near you.

Financial Guidance

Learn easy ways to build a strong financial strategy.

Planning for Retirement

Buying a Home?

Discover Your Net Worth

*Grand.bank® does not charge a fee for our Mobile Banking App or Online Banking, however, third-party fees for internet, messaging, or data plans may apply. Contact your wireless service or internet provider for more details. Additional terms and conditions may apply.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

This site uses cookies to remember your preferences, enhance your experience, and gather data for improvement. Adjust your cookie settings with Cookie Settings Tool or continue browsing to accept our cookie usage per our Website Privacy and Terms & Conditions of Use. 

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Warning!

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.