You're Already Paying a Mortgage...
Just Not Yours.
You may be surprised what your monthly housing budget can buy.
More space | More control | Build equity
Right now, your rent is building someone else’s equity. But with the right loan program, you could be putting that monthly payment toward your own home.
Let’s take a look at what’s possible*.
Our local lending team can walk you through real options based on your financial situation — no pressure, just answers.
- Make your monthly payments work for you — not your landlord
- Lock in your monthly housing cost with fixed-rate home loans
- Personalized buying scenarios based on your financial picture
- Fast, simple prequalifications
- Local lender — no pressure, just real answers
Here's How It Works:
Tell Us Your Budget
Quick and simple
Explore Options
See real buying scenarios
Get Prequalified
Fast and easy
Start Shopping
Find your new home
Choose Your Local Lender to Get Prequalified Today*!
Local home loan experts | Personalized guidance | Fast answers
Sara
Hathorn
601-475-2037 NMLS #2701143
Shakita
Lofton
601-475-2805 NMLS #1294824
Michael
Slay
601-705-2361 NMLS #1834001
Loan Options
Grand.bank® has a variety of in-house loan products that are perfectly designed to fit a large spectrum of customer needs. Flexible down payment options are available.
• Asset Based Mortgage Program
Qualify with your assets, not income, plus tax returns are not required. You are able to keep your assets where they are appreciating.
• Bridge Loan Mortgage Program
Utilizing the equity in your current home, you’re able to buy a new home without having to wait to sell your current home. Your new home and current home loans are combined into one loan, which could save you hundreds of dollars every month.
• Lot loans in subdivisions with a recorded plat map.
• Acreage loans
• Light Commercial: Purchase or refinance of real estate for business purposes.*
• Light Commercial: Multiple single-family investment properties on one loan.*
*Considered on a case-by-case bases. Completed personal financial statement required.
Grand.bank® is committed to helping people achieve the dream of homeownership. This is why we offer ITIN loan programs, which are great solutions for people with Individual Tax Identification Numbers (ITIN) who are looking to buy a new home. These loans do not require a social security number, just your ITIN Card (Individual Tax Identification Number). These loans offer flexible down payment options.
We work with home buyers in all 50 states, so contact us today to see how we can make homeownership possible for you!
¿Hablas Español? Puedo ayudarte. Contact Fernando Garcia (601) 705-2381.
Saving for a down payment can be one of the biggest obstacles to making your dream of home ownership come true. Discover options available that could provide assistance with your down payment and closing costs, allowing you to maximize the potential of your savings. Visit: Down Payment Help – Grand Bank
Your dream home in Forrest or Lamar County, MS is now within reach! Welcome to your Dream Easy Home Loan with 100% financing! Say NO to down payments, NO private mortgage insurance (PMI), and NO to loan income limits! Wave goodbye to extra expenses and say “YES” to homeownership! (Subject to restrictions and guidelines.) Find Out More!
Voted Best Mortgage Division Two Years in a Row!
Two more reasons to choose us for your home loan.
We’ve been recognized for making homebuying easier, faster, and more personal. With our award-winning team, you’ll get expert guidance and local support — every step of the way.
*See separate disclosures for each loan listed in this brochure for more details. Loans may require escrow of taxes, insurance, and other assessments. All loans are subject to credit approval. Subject to additional terms and conditions. Rates & underwriting guidelines are subject to change without notice. Income and location restrictions may apply to some loan programs. Contact a Grand.bank® home lender for current details.
For your protection, do not email personal information such as social security or account numbers. By providing your email you consent to receive business communications regarding your inquiry from Grand.bank®.
Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship:
The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities. Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB. What this means for you: When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see and/or photocopy your driver’s license or other identifying documents at any time.
Grand.bank, Grand Bank, and the Grand.bank logo are trademarks of Grand Bank for Savings FSB ©2025. All rights reserved.
Products are offered by Grand Bank for Savings, FSB. Equal Credit Opportunity Lender | Member FDIC | Equal Housing Lender.