Simple or Prestige Checking
Enjoy Getting Paid up to 2 Days Early!
These checking accounts have all of the features you want to keep life and banking simple! You can open one or both easily online! Your choice!Â
Have a question or like more information? Please give us a call today (601) 264-1467 or toll free (800) 300-1467. Our dedicated Customer Service Representatives are ready to assist you.Â
Simple Checking
- Enjoy the benefits of no minimum balance requirements.
- Get paid up to 2 days early with direct deposit.(1)
- No monthly service fee.
- Access up to $150 with Cover Me Advance (optional) (2)
- Mastercard Debit Card with Identity Theft, Extended Warranty, and other great benefits!
- Only $50 to open.
- Account does not earn interest.
Prestige Checking
- Earn a high rate of interest monthly while you still have access to your cash! (3),(4)
- Only $100 to open and maintain $500 to earn interest. (3),(4)
- Get paid up to 2 days early with direct deposit. (1)
- Includes Online & Mobile* banking, access to over 40,000 ATMs nationwide, Notifi Real-Time Alerts, Card Management Tool, and more!
- $5 monthly plan fee charged if balance drops below $100 any day of the statement period, regardless of the average balance. Fees could reduce earnings on your account.
Get your paycheck up to TWO days early (1)
Your checking account is packed with:Â
- Online and Mobile Banking (5)
- Debit Card Management Tool
- Convenient Bill Pay
- Access to over 40,000 surcharge-free ATMs nationwide
- Credit Score Monitoring Tool
- Zelle®
- Fraud Alerts
- FDIC Insured
Download Your Grand.bank Mobile App (5)
Bank conveniently from wherever you are by using your Grand.bank mobile app. Download it today!Â
You must first enroll in Online Banking with your account number to gain access to the Mobile App.*
40,000 Surcharge-Free ATMS
Wherever you may roam, you can travel with ease knowing you have access to your money. Find MoneyPass ATMs near you. |
Financial Guidance
Personalized lessons that help you learn how to get where you want to be.
Opening A Checking Account? Check This Out!
Learn How To Manage Your Income and Expenses
Create a Budget That Works For You
(1) Grand Bank may make funds from an eligible incoming electronic direct deposit available for use up to two days before the scheduled payment date. Not all direct deposits are eligible. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Transaction limits and standard risk screening processes apply. Whether we make funds available early depends on when we receive the payor’s payment instructions, any limitations we set on the amount of early availability, and standard fraud prevention screening. Eligible direct deposits are limited to electronic direct deposits of your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services (e.g. Zelle®), check or mobile deposits, and other online transfers are not eligible. Sign-up may be required. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.
(2) Refer to https://grand.bank/overdraft/Â for details.
(3) Promotional APY applies only to new Prestige Checking opened with at least 50% of the funds not previously on deposit at Grand Bank within the past 60 days. Rates are effective February 28, 2024, and subject to change without notice. This promotional rate is only transferrable at the sole discretion of Grand Bank for Savings, FSB.
(4) This is a variable APY for new personal Prestige Checking accounts indexed at least to the top end of the Federal Funds Target Rate Range, which rises and falls. As of 10.20.23 the top end was 5.50%. APR is 5.37%. The promotional period ends December 31, 2024. A qualifying new account will earn the indexed interest rate monthly through December 31, 2024. $100 minimum deposit to open. $5.00 monthly service plan fee charged if balance is $100.00 or less. A minimum of $500 must be maintained to earn interest. Interest is earned monthly.
(5) Grand Bank does not charge a fee for our Mobile Banking App or Online Banking, however, third-party fees for internet, messaging, or data plans may apply. Contact your wireless service or internet provider for more details. Additional terms and conditions may apply.Â
Some tools will require separate set up.
See separate disclosures for each account listed in this brochure for current rate and fee information. Interest rates and fees are subject to change without prior notice. Please refer to our Funds Availability and Reg. E Disclosures for rules and regulations governing these accounts.
Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship:
The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities. Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB. What this means for you: When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver’s license or other identifying documents at any time.