Earn More With These Grand CD Rates

Take advantage of today’s high savings rates with our online-only CDs.

8 Month CD / IRA

5.50% APY
  • Your interest rate is locked in.
  • $25,000 minimum to open. (1), (2)
  • Account automatically renews at maturity at the interest being paid on the renewal date. Penalty may be charged for early withdrawal. (1), (2)

12 Month CD / IRA

5.25% APY
  • Your interest rate is locked in.
  • $25,000 minimum to open. (1), (2)
  • Account automatically renews at maturity at the interest being paid on the renewal date. Penalty may be charged for early withdrawal. (1), (2)

FDIC Insured

CDs are FDIC insured up to $250,000. View the details below for options to receive additional coverage.

Guaranteed Returns

Choose how you receive your interest earned - end of term, monthly or annually.

Easy To Open

Open your CD online simply by clicking the "Open Online Today" button and you're on your way!

How much could you earn with your CD?

Use our CD Calculator to find out! Just enter in a few pieces of information and it can calculate your earnings for you.

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FDIC Insurance Protection for deposits over $250,000

With the Insured Cash Sweep®, or ICS®, service and the CDARS® service, you can enjoy the peace of mind that comes with access to multi-million-dollar FDIC insurance.

1Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. APY is based on interest being paid out annually or at the end of the term. The APY will be less if interest is paid out or credited to another account. Rate applies to deposits from $25,000 to $1,000,000. Minimum average daily balance of $25,000 required to obtain the promotional APY. 8 month-CD APR is 5.43%. 12 month-CD APR is 5.25%. Account withdrawals not allowed. Any withdrawal triggers account closure and penalties from 3-6 mos. interest depending on term, which will reduce earnings and principal. Account automatically renews at maturity at the interest being paid on the renewal date; no grace period.

2Promotional APY applies only to new Certificate of Deposits and Individual Retirement Accounts, opened with at least 50% of the funds not previously on deposit at Grand Bank within the past 60 days. Rates are effective February 28, 2024, and subject to change without notice. This promotional rate is only transferrable at the sole discretion of Grand Bank for Savings, FSB.

Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship:
The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities.  Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB.  What this means for you:  When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you.  We may also ask to see your driver’s license or other identifying documents at any time.

Grand.bank, Grand Bank, and the Grand.bank logo are trademarks of Grand Bank for Savings FSB ©2024. All rights reserved.
Products are offered by Grand Bank for Savings, FSB. Equal Credit Opportunity Lender | Member FDIC | Equal Housing Lender.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Warning!

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.

Please Note

You are leaving Grand Bank for Savings, fsb. By clicking OK, you will be taken to a website that is not affiliated with Grand Bank for Savings, fsb. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Grand Bank for Savings’ website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Grand Bank for Savings, fsb.