Borrow smart. Bank local. Get rewarded – your way.
When you open a NEW HELOC (Home Equity Line of Credit), you may qualify for a $1,000 cash reward by choosing to pair it with a Grand.bank® checking account.
Checking account participation is optional and not required to obtain a HELOC.
It’s our way of saying “thank you” for banking local and building what’s next.
Why Choose a Grand.bank® HELOC?
- No closing costs
- Easy transfers and automatic payments through your Grand.bank® checking account
- Competitive, standard HELOC rates
- Flexible access to your home’s equity
- Local lenders and personalized service
- Available for eligible properties in Forrest, Lamar, Marion, Jones, and Perry Counties, MS
Keep Your Current Low-Rate Home Loan
No Closing Costs - No Appraisal Fees
How to Earn the $1,000 Grand Reward*
Step 1: Open a New HELOC
• Open a new Grand.bank® HELOC with a minimum $25,000 advance at closing
• Available for eligible properties in Forrest, Lamar, Marion, Jones, and Perry Counties, MS
Step 2: Open or Maintain a Grand.bank® Checking Account (Optional)
• Open a new or maintain an existing Grand.bank® checking account
• Set up payroll, pension or government benefit direct deposit or complete at least 5 debit card transactions per month
• Keep the account in good standing for 3 consecutive months
• Already have a checking account? Your existing account may qualify
Step 3: Receive Your Reward
Once all requirements are met — including current HELOC payments, 3-month checking relationship, and activity requirements — you’ll receive your $1,000 cash reward within 30 days
Relationship Banking, Local Rewards
When you choose Grand.bank®, you’re choosing a community-focused bank that invests in the people and places we serve.
Bank local. Borrow smart. Get rewarded.
Ready to Get Started?
Apply Online or Contact Your Local Lender:
This limited-time offer is available through June 30, 2026.
Michael Slay
Loan Originator | NMLS #1834001
Email: michael.slay@grand.bank
NOTE: For your protection, do not email personal information such as social security or account numbers.
How Much Cash Could You Get With a HELOC?
Use the Banzai HELOC (Home Equity Line of Credit) calculator to help you estimate how much you could be approved for. But remember, this is only an estimate, give us a call for a personalized quote.
Voted Best Mortgage Division Two Years in a Row!
Two more reasons to choose us for your home loan.
We’ve been recognized for making homebuying easier, faster, and more personal. With our award-winning team, you’ll get expert guidance and local support — every step of the way.
* Offer valid for new Grand.bank® HELOCs with a minimum $25,000 advance at closing. Checking account participation is optional and not required to obtain a HELOC. To qualify for the $1,000 cash reward, customer must open or maintain a Grand.bank checking account in good standing for at least three (3) consecutive months and meet applicable activity requirements of setting up payroll, pension or government benefit direct deposit or complete at least 5 debit card transactions per month. HELOC payments must remain current. Reward will be paid within 30 days after all qualifications are met. Property must be located in Forrest, Lamar, Marion, Jones, or Perry Counties, MS.
Offer expires June 30, 2026. Standard HELOC rates apply and are subject to credit approval. This offer cannot be combined with other HELOC promotions. Additional terms and conditions may apply. All home lending products are subject to credit and property approval, documentation, collateral, and other requirements. Loans may require escrow of taxes, insurance, and other assessments. HELOCs are only for primary residences and must be a loan on the home. Existing (outstanding) mortgage balances plus the credit limit of HELOC cannot exceed 95% of the fair market value of your home.
Advertised rates, program terms, and conditions are subject to change without notice. This $1,000 offer may be subject to tax reporting, consult your tax advisor for details.
Note: Grand.bank, Grand Bank, and the Grand.bank logo are registered trademarks of Grand Bank for Savings, FSB.
Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship:
The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities. Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB. What this means for you: When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see and/or photocopy your driver’s license or other identifying documents at any time.
Grand.bank, Grand Bank, and the Grand.bank logo are trademarks of Grand Bank for Savings FSB ©2025. All rights reserved.
Products are offered by Grand Bank for Savings, FSB. Equal Credit Opportunity Lender | Member FDIC | Equal Housing Lender.