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¹After you open a new checking account and complete 5 debit card transactions within 60 days of opening, we will deposit the $100 bonus into your checking account within 75 days. Add a qualifying direct deposit or monthly ACH transfer for a minimum of $1,000 per month and we will deposit an additional $100 into your checking account within 75 days of completion. A qualifying direct deposit is a recurring electronic payment, such as payroll, pension, Social Security, or other government income, made by an employer or external agency. Account must be open with a positive balance bonus, otherwise it is forfeited. Limited to one person per offer/account. Offer availability subject to change and may be subject to tax reporting, consult your tax advisor for details. Grand.bank® employees are not eligible to receive this offer. See separate disclosures for each account listed for current fee information. Fees are subject to change without notice.

²To send or receive money with Zelle©, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. Payment requests cannot be sent to an unenrolled U.S. mobile phone number or email address. Zelle© should only be used to send or receive money with people you know and trust. Before using Zelle© to send money, you should confirm the recipient’s email address or U.S. mobile phone number. Neither Grand.bank® nor Zelle© offers a protection program for authorized payments made with Zelle©. Zelle© is available to almost anyone with a bank account in the U.S. See the Grand.bank® Zelle© Terms of Use. For additional terms and conditions. Use of Zelle© is subject to and conditional upon adherence to the terms and conditions of the Grand.bank® Zelle© Terms of Use. Zelle© and the Zelle© related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

³Some tools require separate set up.

⁴Eligible direct deposits may be available up to two days early. Timing and availability are not guaranteed and may vary. Applies to payroll, pension, and government benefits only. Other deposits (e.g., Zelle®, checks, transfers) are not eligible.

Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship: The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities.  Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB.  What this means for you:  When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see and/or photocopy your driver’s license or other identifying documents at any time.